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Core Banking & Payments

FinTech
Solutions.

Secure payment paths, AI-powered automated audit tools, cross-border transaction engines, and global compliance systems tailored for heavily regulated jurisdictions.

Architectural Highlights

Financial Grade Infrastructure

High-Speed Fraud Engine

A US FinTech startup processing $40M/day needed to stop sophisticated card fraud without impacting user experience.

  • Real-time processing via Apache Kafka.
  • Gradient-boosted anomaly detection.
  • Every transaction checked in under 50ms.
  • $190K in fraud stopped in the first month.

Compliance & Security

Every system is designed security-first, ensuring regulatory alignment before go-live.

  • TLS 1.3 for all APIs and
    AES-256 encryption at rest.
  • PCI-DSS & SOC2 Type II alignment.
  • Zero-Trust network segmentation (VPCs).
  • Penetration tested every 6 months.

Built for Regulatory Scrutiny.

Payment gateways and core banking ledgers cannot afford a single dropped packet or unlogged transaction. Shardhan engineers financial paths that are inherently idempotent, fully trackable, and instantly auditable by global regulators (FCA, SEC, RBI).

  • Automated Compliance Mapping. Real-time mapping of transactions against local tax codes (UK Tax, US Tax, GST).
  • Military-Grade Security. AES-256 encryption at rest, TLS 1.3 in transit, and continuous penetration testing.

FinTech Architecture Stack

Event Stream Apache Kafka / Confluent
In-Memory DB Redis Cluster (Sub-millisecond)
Relational PostgreSQL (ACID Compliant Ledger)
Security HashiCorp Vault

Ready to launch secure payments?

From high-frequency trading ledgers to consumer Neo-banks, Shardhan engineering ensures your money moves securely and efficiently.

Discuss Compliance Integration Contact FinTech Team